The 50/30/20 rule is a budgeting tool that determines that 20% of your net income should go to savings (or debt reduction). This will save you time and show you your actual spending and total budget each time you edit an item. the Google Sheets and Excel versions) have formulas to calculate the subtotals and totals for each of the budget categories. See also: budget planner template with savings Click yes to create and edit your own copy of the template. When you use the Google Sheets version, you will be prompted to make a copy. Google Sheets Budget Template | Excel Version | Budget Template PDF | Microsoft Word This household budget template is available in the following formats: It can also be easily shared with others which is good when you are keeping track of a family budget that needs to be updated by more than one person. Google Sheets is a free alternative to Microsoft Excel. If you don’t have or use Microsoft Excel, then you can use the monthly budget template Google Sheets format. The Excel monthly budget template includes formulas that will calculate the totals in each section. However, you can delete or add any items. The spreadsheet includes most items in the family household budget. Since the text is editable, the free budget printables can be used for any purpose. Spreadsheet: Monthly Budget Planner Excelįree printable budget planner for your home or work budget. We offer a simple monthly budget template in different formats, including Excel, Google Sheets, Word, Google Docs, PDF, or as an image. You can print 12 copies and make a DIY budget book for an entire year to create a monthly budget planner. Use our free monthly budget template to calculate your expenses and income over a one-month period. It is much easier to edit an existing template than to start from scratch. If you need to edit it, then add lines or cells. If you found everything you want, then you can stop here. Each budget spreadsheet template is totally customizable and editable. Select one that is closest to the format you want. There are many different formats and layouts. Select a budget tracker printable from the selection below. Change Budget to Goal if you want to use the spreadsheet to track your savings goals.Free Budget Sheet Template How to Make a Budget Spreadsheet.The expense tracker can be used for income tracking by making just a few changes to the labels. In the latest version, I changed the date format to the default * format so that dates will display as d/m/yyyy or m/d/yyyy depending on your computer's locale settings. When inserting a new category, insert the new column to the left of the Other column and then copy/paste formulas in the header and total rows. Two of the columns are hidden - to make it easy to insert new expense categories.This will help make sure the Totals update correctly (you should probably check to make sure you don't mess up the formulas, though). When inserting new rows, insert the new rows above the last empty row in the table (not directly above the Total row).Conditional Formatting is used to highlight every other row, to allow you to easily insert or delete rows and still maintain easy readability of the expense list. "Category X") are just labels so go ahead and change them to be what you want.
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